Flexible Finance for Your B2B SaaS Company

We provide debt capital to B2B SaaS businesses in the USA and Canada with between $2 and $20 million in ARR. Our flexible financing solutions enable tech entrepreneurs to keep as much equity and control of their business — for as long as possible.

Better Financing with TIMIA

Upfront cash injection of $500,000 to $15 million
Flexible repayment plans over 2 to 6 year terms
Interest only or amortized loans
Fixed interest rate, transparent structure, optional balloon payment
Retain control and ownership
No board seats taken
No sponsors required
No warrants and no harsh covenants
Subordination to a senior lender for a lower blended cost of capital

Use Cases

Extend your runway and delay a raise
Refinance your business
Reach cash flow positivity

Pivot or transition your business model
Scale sales and marketing efforts
Position for an acquisition

Frequently Asked Questions

TIMIA invests in B2B technology companies that:
- Have at least $1.5m in annual recurring revenue
- Have a proven product-market fit (10+ clients)
- Are delivering gross margin >50%
- Operate capital efficient SaaS or tech-enabled services businesses
TIMIA invests in B2B technology companies based in the U.S. or Canada.
Once approved, SaaS companies can qualify for an upfront cash injection of 6-9 times their current MRR.
TIMIA offers both interest-only (2 to 3 year term) or amortized (3 to 6 year term) loans. Read more here.
Yes, TIMIA is comfortable taking a subordinated position to other lenders.
To make the process as seamless as possible, please have the following details handy before scheduling an initial call:
- Revenue structure/model
- Annual recurring revenue or monthly recurring revenue
- Monthly burn rate (Is this less than 50% of MRR?)
- Annual growth rate
- Gross margin