It’s Your Company.Keep It That Way.It’s Your Company.
We provide non-dilutive growth capital to
recurring revenue technology businesses
between $2 - $20 million. Our alternative financing solutions enable founders to keep as much equity in their business for as long as possible.
Who are you?
If you say yes to most of these, lets start the conversation.
- At least +$1.5m annual recurring revenue
- Growing recurring
revenue - Based in U.S. or Canada
- Proven product-market fit (10+ clients)
- Delivering gross
margin >50% - Capital efficient growth
A Fresh Alternative to
Venture Capital
TIMIA Capital provides growth capital loans to growing B2B technology companies. We use a proprietary tech-enabled lending platform to streamline our processes so you can quickly access the capital you need to meet your business objectives.
Our team has a diverse range of experience in tech financing and entrepreneurialism so you can rest assured we’ll keep the best interests of your business front-and-center.
About usFinancing That Fits
Our revenue based facilities are tailored based on the specific metrics of each technology company we work with. Whether it’s an Amortized or Interest Only loan, we offer risk-adjusted pricing to reflect your company’s unique characteristics.
What You Can Expect
Start the conversation- Upfront cash injection
$500k - $5million - Flexible repayment plans
- No board seats taken
- Retained control and ownership of the company
- Fixed interest rate, transparent structure, optional balloon
- No warrants and no harsh covenants
Repayment waterfall
Estimated rate of return to each stakeholder.
4-6%Senior debt
Banks (i.e. CIBC, AvidBank, BridgeBank, RBC, etc)
14-18%Junior/Subordinated debt
20-40%Hybrid debt instruments
Convertible notes provided by equity investors
25-50%Short Term Loans
Pipe, Clearco, etc
25-45%Preferred stockholders
Venture capital investors or larger angel investors from a series A or B
35-60%Common stockholders
Founders and early angel investors
It’s Your Capital.
The Sky’s the Limit.
Once your financing facility is drawn down, we stay out of your way. Spend your capital on the things that will help you reach your business goals.
Grow your evaluation Scale sales & marketing Clean up your cap table Acquire new IP, talent, or marketSome of our impressive stats from over the years
- $157mLoan facilities written
- 52Portfolio companies since 2015
- 27Successful early exits
- 57%Average portfolio company revenue growth year over year
Recent Portfolio Investments
Take a quick glace at a few of our more recent portfolio investments. View full portfolio for more.
We’re nice to work with
Our team comprises a well-rounded blend of financial services experts and entrepreneurs. We know what it’s like to sit on your side of the table, which is why founders like to work with us.
Having previous fundraising experience, I was looking for an alternative to traditional venture funding. I wanted to keep all the equity in the company, if possible. Someone suggested I look into revenue-based financing and I came across TIMIA. I’m very happy that this is the direction we’ve chosen.
Finding flexible and non-dilutive financing solutions was our goal, and TIMIA provided the capital within a framework that worked for us and our team. We look forward to working with TIMIA going forward as a financial partner.
TIMIA’s investment is simply cheaper capital. There are equity firms who would happily give us more money right now. But because of the low valuation they would offer, the cost of capital would be enormous in the medium- to long-term.
Financial Services with an Entrepreneurial Flair
Our team comprises entrepreneurs, operators, and technology finance experts. We're on a mission to create value for entrepreneurs and investors.
About usTIMIA Capital Provides the Best of Debt and Equity
