Fuel Your B2B Technology Company with TIMIA Capital

We provide debt capital to B2B technology companies in the U.S. and Canada with between $2 million and $20 million in ARR. Our flexible financing solutions enable tech entrepreneurs to keep as much equity and control of their business - for as long as possible.

Find Out If You Qualify

First name*
Last name*
Company email address*
Company*
Company website*
Current annual recurring revenue
Confirm you meet our minimum requirements for funding:*
- You have at least $2M in ARR
- You are a B2B company that sells to other businesses
- You are based in the USA or Canada
- You have more than 10 clients
- You deliver gross margin greater than 50%
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Why TIMIA?

Access upfront cash injection of $500,000 to $10 million
Customize flexible repayment plan over 2- to 5-year terms
Choose interest-only or amortized loans
Lock in fixed interest rate with transparent structure and optional balloon payment
Retain control and ownership
Keep board seats intact
Access funding without sponsors
Avoid warrants and harsh covenants
Benefit from subordination to senior lenders for a lower blended cost of capital

Noibu Team, Ottawa, ON

Use Cases

Extend your runway and delay a raise
Refinance existing capital sources
Reach cash flow positive
Pivot or transition your business model
Scale sales and marketing efforts
Position for an acquisition

Frequently Asked Questions

TIMIA invests in B2B technology companies that:
- Have at least $2 million in annual recurring revenue
- Have proven product-market fit
- Are delivering gross margins >50%
- Run capital-efficient, tech-enabled operating models
TIMIA invests in B2B technology companies based in the U.S. or Canada.
Our lending criteria vary based on a borrower’s revenue model and operating performance. Typically, we lend between 3x and 9x monthly revenue.
TIMIA offers interest-only and amortizing loans. We work with founders and management to design amortization schedules that align with their desired capital deployment strategies for their business.
Yes, TIMIA is comfortable taking a subordinated position to other lenders.
To make the process as seamless as possible, please have the following details handy before scheduling an initial call:
- Details of your revenue/business model
- Annual revenue
- Gross margin
- EBITDA
- Annual and quarterly growth rates